26500 Agoura Road
Calabasas, CA 91302
United States
ph: (888)945-5553
fax: (877)544-0104
info
Services
(Loan Modification Information Below - Short Sale and Short-Refinance Information below
We work for you! Personalized around you!
What does it mean to you?
- We help by talking to your mortgage company so you don't have to! Help with a time saving plus.
- We help customize a plan around you.
- We understand that help does not come in the form of just one solution. We will help find a balance amongst the arrangements and your obligations.
- Keep or Sell. AFC is here to help. You choose. Not them. We help you define what it takes to meet your goals..
- We open up options that you didn't even know existed.
- You're assigned to one person. That means you do not call and have to explain your self every time..
- No more needing to explain yourself over and over again.
Arrangements around YOU!
Finally someone in your conner. We are looking to set you up for success. Don't be set up to fail. Plans split up what you owe over a period of time to meet your budget and still leave the flexibility to pay your obligations.Loan Modification/ Mortgage Rate Adjustment Assistance
AFC is the nationwide leading specialist when it comes to Loan Modifications. With 17 Modifications types and growing here are a few of the options that AFC may be able to accomplish:
Rate Change- AFC may help lower your current interest rate of your current mortgage.
Payment Deferment- AFC has been able to help move the payments you may be behind on to the back of the loan. Therefore extending the life of the loan.
Principal Write Downs- AFC has negotiate with lenders the "write down" on their mortgages which reduces the overall principal owed. Ex. BEFORE: Homeowner owed $680,000 AFTER: Offer came in from lender for about $600,000
Principal Restructuring- AFC may help move your payments to be added to the current principal, bringing you current. The principal's time frames of being repaid do not change but payment adjustment is considerably less than the average repayment arrangement (set generally no more than 12 months).
Short "Sale" Help (Short Pay Off)
We will handle the application to your lender. They may be willing to accept less than you owe but you have to act now. AFC's account managers will take on the processes in order to fight for the release of your liability for the difference. AFC will take care of your application, Completing the steps necessary for the application process is crucial. We are here to help with your short sale process. We will collect the needed documentation from the parties involved in order to complete the arrangements with your loan servicer. We collect items from the agents, loan officers, brokers, title companies, escrow companies and from any parties that may be pertinent to work with so you don't have to. Help when you need it! There is a reason why professionals come to us, Give us a call now!
Short Refinance
In this volatile industry change is inevitable. The Short Refinance many times may be a viable solution to your lender taking a loss on the principal you owe in order to avoid default occurring on the loan. We can help with your short refinancing needs. The lender at times, if the borrower(s)/homeowner(s) is able to find funding else were, we may workout arrangements with the lender for the borrower(s)/homeowner(s) to cover the difference or even forgive it all!.
Imagine that during the one of the toughest times of your life you're able to relax and know you're in good hands.
Imagine being able to sleep at night knowing that your cases are being professionally handled.
Imagine someone who speaks your language. The language of hope and opportunity.
Well it is just a call away. What are you waiting for? An account manager will make themselves available to speak with you.
Experienced in:
- Repayment Plan
- Forbearance Lender Arrangement
- Loan Restructuring
- Short Refinance
- Short Sale/Equity Sale
- Short Refinance
- Sale of property
- Foreclosure postponement
- Disaster Relief (Hurricane and Property Claim Insurance Procedures)
- Sale Procedures
- Recast
- Partial Release
- Partial Claim (FHA)
- Attributed to servicing all types of loans: A-Paper, ALT-A/SUB-PRIME, HELOC Equity/Construction,VA/VA Vendee, Goverment Loans, IMPAC, ETC.
- Escalation Processes (Workout Procedures)
- And more...
You're not alone!
Here are just a few of the lenders we are able to work with:
ABN Amro, American Home Mortgage, America's Servicing Company (ASC), Ameriquest, Aurora Loan Servicing, Bank of America, Bear Sterns, Chase, CIT Group, City Mortgage, Citi Mortgage Inc., CitiFinancial Mortgage, Citi Residential Lending, Countrywide, DITECH, EMC, EverHome Mort., First Fed Bank of California, First Franklin/HLS, GMAC, HLS, Homecomings Financial, Home Eq, Household Mortgage, Household Finance, HSBC Mortgage Corp., HSBC Mortgage Services, Irwin Mortgage, Irwin Home Equity, Indy Mac, Litton Loan Servicing, Loan Care Servicing, New Century, New South Federal Savings Bank, Ocwen, Option One, Ready Product Corp., Resurgent, Saxon, Select Portfolio, Specialize Loan Servicing, United Guarantee AIG, United Mortgage and Investment, Washington Mutual, Waterfield Mortgage, Wells Fargo and Company, Wilshire, Winstone Mortgage Fund, LP, World Savings and many more.
26500 Agoura Road
Calabasas, CA 91302
United States
ph: (888)945-5553
fax: (877)544-0104
info
